Students Loans


Are you struggling with the complexities of student loans? At the Law Office of Edward Hanratty, our dedicated consumer student loan lawyer can help. Our principal attorney, Edward Hanratty, provides expert guidance and advocacy for consumers struggling with student loans. We understand the financial burden that student loans can place on individuals and families. That’s why we’re committed to helping you navigate the intricacies of student loan-related matters. 

Student Loan Laws in New Jersey

Did you know that New Jersey has its own laws relating to student loans and the practices of lenders? In 2020, laws went into effect that prevent student loan lenders from doing the following:

  • Engaging in unfair or deceptive practices
  • Omitting or misrepresenting information
  • Obtaining property (money) by fraud or misrepresentation
  • Misapplying loan payments
  • Inaccurate reporting to credit bureaus
  • Refusing to communicate with an authorized party

If you have been subject to any of these practices in New Jersey, your rights may have been violated. The skilled lawyer at the Law Office of Edward Hanratty can help you find out if you are eligible to fight back against lenders.  

Student Loans and Your Rights

Whether you’re dealing with loan repayment challenges, loan forgiveness, or issues related to loan servicers, we have the expertise to assist you. Our practice focuses on protecting your rights as a borrower and ensuring you receive fair treatment under New Jersey and federal student loan laws.

If you are seeking a knowledgeable and compassionate consumer student loan lawyer, reach out to our office to schedule a consultation. We work closely with you to find solutions tailored to your specific needs and help alleviate the stress associated with student loan debt.

Attorney Edward Hanratty has focused 20 years of legal experience on the needs of consumers with financial challenges.