Blog | Law Office of Edward Hanratty

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Jun 18
1 min

You can get rid to traffic court fines with bankruptcy.

If a town suspends your drivers license or does not erase traffic fines after your bankruptcy , the town can be sued for money. Read thi...

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Edward Hanratty

May 26
2 min

5 ways to know bankruptcy is the right choice

1.You are being sued over a debt, evicted or foreclosed or have the car repossessed. This is when red lights should be flashing. The cr...

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Edward Hanratty

Apr 5
2 min

Some more bankruptcy education:Who is a bankruptcy trustee in a Chapter 7 or Chapter 13 bankruptcy

Some more bankruptcy education: Who is the bankruptcy trustee in a Chapter 7 or Chapter 13 bankruptcy? What do they do? In every case und...

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Edward Hanratty

Apr 2
1 min

Some changes to bankruptcy laws in the stimulus law that are going to expire March 27, 2021

The Coronavirus Aid, Relief, and Economic Security (CARES) Act makes changes to the bankruptcy code: • The direct checks, dubbed “recove...

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Edward Hanratty

Apr 1
2 min

Benefits for while you can't work. Remember, you paid for these while you were working.

$1200 per adult and $500 per child. If you filed taxes in 2018 0r 2019 with the IRS you will get money directly deposited to the account ...

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Edward Hanratty

Mar 31
1 min

Some news from the CONSUMER FINANCIAL PROTECTION BUREAU

About not paying your federal student loans for a while. https://www.consumerfinance.gov/about-us/blog/what-you-need-to-know-about-studen...

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Edward Hanratty

Mar 19
1 min

Governor of New Jersey stops all foreclosures and evictions

The governor stopped all the pending foreclosures and evictions in New Jersey effective today.

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Edward Hanratty

Mar 4
1 min

A whole other blog about bankruptcy

This is a link to another bankruptcy blog I set up- I thought it might be a good spot to lay out some more in depth points on topics like...

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Edward Hanratty

Feb 24
1 min

$167,779.77 in NJCLASS student loans discharged (wiped out) in chapter 7 bankruptcy

Published on February 24, 2020 Today I got the order from the bankruptcy court that we were able to discharge $167,779.77 in NJCLASS stud...

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Edward Hanratty

Feb 24
2 min

Your bankruptcy case is not a box of cereal.

What I mean is, your bankruptcy case is a set of facts, a situation, that is very personal to you. bankruptcy is not a one size fits all ...

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Edward Hanratty

Feb 14
1 min

Complaints about Navient, NJHESAA, NJCLASS and other student loan servicers in New Jersey? Look!

https://www.nj.com/data/2018/05/the_11_student_loan_companies_nj_hates_most_and_why_explained.html The above link goes to a Star Ledger a...

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Edward Hanratty

Feb 12
1 min

Get a book about bankruptcy rights for a buck!!! Well something like a buck. One dollar book.

https://www.amazon.com/New-Jersey-Bankruptcy-Information-sanity-ebook/dp/B0779GWVNT

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Edward Hanratty

Feb 6
2 min

File bankruptcy and be better off, and get a good lawyer

It's going to be hard to do one without the other. This 2015 Federal REserve bank shows that people who file bankruptcy are better off t...

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Edward Hanratty

Jan 28
2 min

YOUR STUDENT LOANS DISCHARGED IN YOUR BANKRUPTCY BUT THEY ARE ON YOUR CREDIT REPORT AS PAST DUE?

Thast a problem, its the confulence of tow different long laws. The fair credit reporting act and the bankrutpcy code, oh, and you state ...

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Edward Hanratty

Jan 27
1 min

This site has some good bankruptcy information from all over the country, including this site.

https://blog.feedspot.com/bankruptcy_blogs/

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Edward Hanratty

Jan 23
1 min

This is an example of how litigation and bankruptcy can effectively work together.

The story on this is the lady fell behind on her mortgage, according to the lender, but the lender did not realize that part of her loan ...

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Edward Hanratty

Jan 19
1 min

This is an article I found interesting, about how expensive it is to be poor

That led to thinking about how bankruptcy is an escape hatch, not just from bad choices?, but from bad luck, because where you end up has...

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Edward Hanratty

Jan 10
1 min

Bankruptcy student loan case that explains what is and what is not a student loan.

http://www.ca5.uscourts.gov/opinions/pub/18/18-20254-CV0.pdf This case explains that not every debt you get into for education is a stude...

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Edward Hanratty

Jan 6
1 min

This is an article about New Jersey Student Loans

https://getoutofdebt.org/130120/new-jersey-has-its-own-student-loan-rights-law-for-2020 There is a new law, so new no one knows what it m...

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