Are you facing financial difficulties? At the Law Office of Edward Hanratty, our experienced bankruptcy lawyer is here to help. With a deep understanding of New Jersey bankruptcy laws, we specialize in guiding individuals through challenging financial situations. Whether you’re considering Chapter 7, Chapter 13, or another bankruptcy option, our team can provide expert legal advice tailored to your unique circumstances.

At our New Jersey bankruptcy law firm, we prioritize personalized, compassionate service. We are advocates for consumer rights, and will work collaboratively to achieve the best outcome possible. We work closely with our clients to explore all options, protect their assets, and pave the way for a brighter financial future. Our commitment is to help you achieve a fresh start and regain control of your financial well-being. 

Things to Know about Bankruptcy

It is a common misconception that bankruptcy will ruin your credit score. The reality is that bankruptcy is not as catastrophic as many people realize. In fact, many fillers are in a much better position to repair their credit score after completing bankruptcy because they are able to obtain credit. As long as payments are made on time, your credit score can rebound relatively quickly.

Another area of confusion for many filers is whether or not tax debt can be discharged in bankruptcy proceedings. The extent to which tax debt is or is not dischargeable depends on the individual’s situation, the type of bankruptcy filed, and any applicable laws. It is best to discuss any tax debts with a skilled bankruptcy lawyer before attempting to file. 

Get a Bankruptcy Consultation

Whether you are considering debt consolidation, repayment plans, or discharge of certain debts – the Law Office of Edward Hanratty can help you make the best choice for your future. Don’t let debt overwhelm you. Contact us today to schedule a free consultation with our dedicated bankruptcy lawyer, Edward Hanratty.