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WHAT IS A MORTGAGE?
A written document showing that person borrowing money and a person lending money have agreed that if the money is not repaid the lender will become the owners of the real estate described in the written document.
CLICK TO FIND OUT MORE ABOUT MORTGAGOR(S) AND MORTGAGEE(S)!
WHAT DOES YOUR MORTGAGE PAYMENT INCLUDE?
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PRINCIPAL
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INTEREST
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ESCROW
CLICK TO FIND OUT MORE ABOUT PRINCIPAL, INTEREST & ESCROW!
WHAT IS MORTGAGE FORBEARANCE
Forbearance is when your mortgage servicer or lender allows you to pause (suspend) or reduce your mortgage payments for a limited period of time.
FIND OUT MORE ABOUT MORTGAGE FORBEARANCE (HOW TO APPLY? WHAT DOES IT INVOLVE? REQUIREMENT?
LOAN MODIFICATION
Is a process where the terms of your mortgage are modified outside the original terms.
LEARN MORE ABOUT MODIFICATIONS